Eyes On Living

“Live Well & Prosper” ….an un-common-sense approach to life

Debix Vs Lifelock

Posted on | September 27, 2008 | Leave a Comment

Here is my reason for writing this article.

The other day two co-workers were arguing who was best Debix or LifeLock. I actually paid attention to this argument as I too was considering buying identity protection. This is what they taught me.

Lifelock is the best known when it comes to identity protection services. They do all the work for their clients even though many things could be done yourself for free such as ordering your credit report. In order to get attention and show how confident they are in being able to protect your identity, Lifelocks CEO actually made his social security number public. This is how I first became conscious of them.

LifeLock is also able to generate positive public relations for itself because they have earned many recognitions and awards. LifeLock has some unique for your information to ensure it is not being sold. True Address checks with databases that your address has not been changed by a criminal.

LifeLock the only one who can effectively protect children. LifeLock is ISO 27001 certified which shows that their security procedures at company headquarters is the best of the best. They seem to have invested in such which makes them able to provide real protection of the information that people turn over to them. LifeLock was also pioneered the $1 Million identity theft insurance offer.

Debix, another identity protection company gaining traction in the identity theft racket, is almost as good as LifeLock. They also put a Debix Safe Number in your credit file, not your phone number. This keeps personal phone numbers private. In addition, during the credit approval request process, reporting fraudulent credit requests is easy to report to law officers by just pushing a button on your phone. Simply hit star to be connected to a identity theft specialist who will help you contact the appropriate authorities.

Did you know Debix has a patented system that is perhaps the closest thing to getting full proof identity theft protection? Their fraud alert system is simply the best. With Debix you also get an audit trail in case there is a fraudulent activity.

Debix and LifeLock place fraud alerts on your behalf and order your credit report. They also remove you from junk mail and credit card lists. Debix also removes you from telemarketing lists.

The essential differences are Debix’s patent pending fraud alert technology and low price $24/year compared to Life Locks additional services including TrueAddress, WalletLock and Erecon and, of course, the $1 million guarantee.

This should help you evaluate which company is right for you. In my opinion you get better credit protection with LifeLock but at $24 a year Debix is certainly worth considering. Especially since it is $75 less than LifeLock.

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